Why you need a social security card replacement

A Social Security Number is a 9-digit number that is issued by the US government to both working citizens and qualified residents. The number is used to keep track of your income as well as the number of years that you have been working. When you register for SSN, you are given a Social Security Card that bears your registration details. Unfortunately, there are unfortunate incidences when you either get to lose your social
security card or are a victim of identity theft. When such incidences happen, you are required to submit an application for a social security card replacement.

Who controls social security cards in the USA?

Social security cards in the USA are controlled by the Internal Revenue Service (IRS). This agency issues you with the number and if you need to replace your card, you need to make an application with the same service. When you get employed, your employer will use your SSN to report your income to the Internal Revenue service. Similarly, the employer will also forward information about your social security wages to theSocial security Administration.

Why should you replace your SSN card?

There are many reasons why you need to have your social security card replaced. This includes:

Opening a new US bank account

From the year 1970, the USA government requires bank account holders to have a SSN. This is to enable banks to report incomes, interests and losses that the account holders accrue in the course of running business. Furthermore, a SSN is necessary in order to manage your bank account. Likewise, the bank forwards information on tax deductible mortgage interest to the tax agency. On the other hand, there are some institutions that accept either the Employer Identification Number or the taxpayer identification number. Just like the SSN, the later numbers are gotten from the IRS.

Applying for a federal loan

The government uses your social security number to process a federal loan. For example, students needing a loan from the government will have to submit a copy of their SSN cards. The government will then use the numbers to check whether these students are in default of other federal loans that they had applied for before. The information gotten will help them determine whether you are eligible for the loan or not.

Seeking public assistance

If you need to apply for asocial security assistance such as social security disability program or the unemployment benefit, you need to provide your social security number to the relevant agency. The
agency will then use the number to establish your entitlement to the benefit.

Registering for Medicare

Social security administration works with Medicare personnel when enrolling people into the program.

Applying for a passport

When applying for a USA passport, it is mandatory to provide a copy of your SSN card.

Applying for a driver’s license

Just like in the USA passport, you need to submit a copy of your SSN card when applying for a driver’s license.

Filing a tax return

The IRS uses SSN number to match your tax return with what the employer reported as having paid you.